Financial Aid (FAFSA)

The Free Application for Federal Student Aid (FAFSA) is the form used by virtually all two- and four-year colleges, universities and career schools to determine the eligibility of federal student aid and most state and college aid.

FAFSA is the application used by the U.S. Department of Education to determine your Expected Family Contribution (EFC) by conducting a “need analysis” based on financial information, which you (or your parents) will be asked to provide. The form is submitted, processed, and the results are electronically transmitted to the financial aid offices of the schools that you list on your application. 

Financial Aid Eligibility

Nearly every student is eligible for some form of financial aid, including low-interest Federal Stafford and/or parent PLUS loans, regardless of income or circumstances, provided that you:

  • are a U.S. citizen, a U.S. national or an eligible non-citizen;
  • have a valid Social Security Number;
  • have a high school diploma or GED;
  • are registered with the U.S. Selective Service (if you are a male aged 18-25);
  • complete a FAFSA promising to use any federal aid for educational purposes;
  • do not owe refunds on any federal student grants;
  • are not in default on any student loans; and
  • have not been found guilty of the sale or possession of illegal drugs during a period in which federal aid was being received.
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Applying for Aid…FAFSA is step #1

To be considered for federal financial aid, you must complete and submit a FAFSA. Additionally, most states, colleges and universities use the FAFSA to award other types of institutional financial aid, including state- and college-sponsored financial aid, such as grants, educational loans, and work-study programs.

Once you fill out your FAFSA, you will receive your Student Aid Report to see what your financial aid package will look like.  Then, you will have a good idea of the grants, student loans and other federal funding options you qualify for.